Our Services
Financial Planning
I.D.E.A.L. Financial provides fee-based financial planning and investment advisory services by Jeffrey L. Witt. As the initial step, Mr. Witt will conduct an in-depth review and analysis of your current financial situation. Based on these findings, he`ll help you determine your personal objectives, then classify these objectives into categories including, but not limited to:
Investment Strategies
Cash Flow Management
Risk Management
Business Planning
Tax-deferred Investing/Tax Strategies
Education Funding
Retirement Planning
Estate Planning
Charitable Gifts
Special Considerations
Once your individual objectives in each category are clearly defined, a personal financial "roadmap" is created exclusively for you--complete with detailed guidelines designed to help you move from where you stand today to where you want to be tomorrow. In addition, I.D.E.A.L. Financial will continually draw upon our financial knowledge and expertise to advise you of new or improved investment vehicles, changes to tax laws, and other factors that affect you. Being informed and keeping you informed allows us to work together to help protect and build your assets for an independent tomorrow.
Investment Vehicles
Jeffrey L. Witt offers access to a complete range of investment products and services through LPL Financial, a Registered Broker/Dealer, Member FINRA/SIPC with headquarters in Boston, Charlotte, and San Diego. The products offered through LPL Financial are provided by many of the nation`s leading investment and insurance companies, who must meet LPL Financial's stringent standards for quality. Additionally, Mr. Witt, through LPL Financial, offers professional portfolio management services. Because Mr. Witt and LPL Financial are not affiliated with or obligated to sell a particular company`s product or service over another, Mr. Witt will consistently recommend and implement the investment vehicles that he believes are appropriate for your needs.
The range of available investment products includes Individual Retirement Accounts (IRAs), Keoghs, and other types of retirement accounts; mutual funds; variable and fixed annuities; stocks and bonds; unit investment trusts; real estate investment trusts; life and health insurance products; college funding vehicles; custodial accounts; and full service brokerage accounts.
Whatever your particular concerns may be--whether they include investment and tax strategies for you or your business, college or private school funding, life insurance needs, striving to ensure financially independent retirement years, setting up your estate according to your wishes, or other factors pertaining to your unique situation--I.D.E.A.L. Financial will work with you to lay the groundwork for your future, and we`ll be there with you to continually recommend and monitor the investment strategies and vehicles that suit your personal goals and desires.
*All investing involves risk including loss of principal. No strategy assures success or protects against loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.